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Santander Brasil reports Q1 profit of R$3.79 billion, below expectations

2 sources · 30 Apr 2026 · Share coverage ·

Santander Brasil released its first quarter 2026 results on Wednesday (29th). The bank reported net profit of R$3.79 billion, down 1.9% compared to the same period in 2025 and 7.3% versus the previous quarter. The result came below analyst expectations.

Santander Brasil is the Brazilian operation of the Spanish banking group and its quarterly results are closely watched by the market as part of earnings season for major banks. ROAE (Return on Average Equity) is the main profitability metric for the banking sector and indicates the bank's efficiency in generating profits with shareholder capital.

1. What we know (2)

First quarter net profit was R$3.79 billion, down 1.9% year-over-year and 7.3% compared to the previous quarter

2 sources Bloomberg Línea Brazil Journal

The credit portfolio grew 3.4% year-over-year

2 sources Bloomberg Línea Brazil Journal
2. Where coverage thins out (4)

Covered by only some sources, or where the accounts diverge.

Covered by only some sources (2)

Mario Leão attributed the profit decline to a higher tax rate of 15%, compared to 2.6% in the previous quarter

Reported by: Brazil Journal
Did not cover: Bloomberg Línea

Mario Leão will leave his position in July and be replaced by Gilson Finkelsztain, current president of B3

Reported by: Brazil Journal
Did not cover: Bloomberg Línea

Conflicting versions (2)

Market consensus for quarterly profit

1 source — "The consensus was R$4.03 billion": Bloomberg Línea
1 source — "The consensus was R$4.1 billion": Brazil Journal

Non-performing loans rate above 90 days

1 source — "NPL rate reached 3.3%": Bloomberg Línea
1 source — "NPL rate increased to 3.4%": Brazil Journal
3. What we don't know yet

No gaps declared — all sources converge on the material facts.

All sources

2