The Supreme Court decided that the existential minimum amount should be updated annually. The existential minimum is the portion of income that remains protected in debt renegotiation processes. The decision was made during proceedings on decrees that regulate the Over-indebtedness Law.
The Overindebtedness Law (Law 14.181/2021) established the concept of existential minimum to protect consumers who cannot pay their debts without compromising their own subsistence. The current value of R$ 600 was set by decree by President Lula in 2023, after being initially fixed at R$ 303 by the previous government.
The Supreme Court decided that the existential minimum amount should be updated annually
The existential minimum is currently set at R$ 600
The proceedings concern lawsuits about decrees that regulate the Over-indebtedness Law (Law 14.181/2021)
Conamp and Anadep filed lawsuits challenging the existential minimum amount
Covered by only some sources, or where the accounts diverge.
Covered by only some sources (3)
The National Monetary Council must conduct studies to support value updates
Payroll loans will also be subject to the existential minimum
A decree by Jair Bolsonaro in 2022 set the existential minimum at R$ 303
No gaps declared — all sources converge on the material facts.